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Economic Injury Disaster Loan

  • They are available to small businesses, small agricultural cooperatives, small aquaculture businesses and most private non-profits.
  • They are directly through the SBA, not through SBA approved banks.
  • Applicants need to show they have suffered working capital losses due to the coronavirus disaster.
  • They offers working capital loans for payroll, accounts payable, and other bills that could have been paid had the disaster not occurred; could be used to pay fixed debts.
  • The SBA will do an internal test to determine eligibility, so applicants do not need to produce any bank documentation for their application.
  • Apply on the SBA site :